It's the finale, and three challenges await the five remaining bakers! For the preheat, host Jesse Palmer asks the bakers to create "naughty" elf desserts in flavors like black licorice, sauerkraut, or red curry. Then, in an elimination challenge, the competitors make "nice" hot cocoa desserts. For the final bake, the bakers must make a large-scale, over-the-top naughty vs. nice cake with both themes clearly represented in the decorating. Guest judge Zac Young joins Nancy Fuller and Kardea Brown to decide which talented baker walks away with $25,000 and the title of Holiday Baking Champion!