After Miley charges a wild shopping spree to her emergency credit card, she begs Jackson to help her pay it off before Robbie finds out. Jackson hatches a plan to auction off Hannah's old clothes and a fake pair of sapphire earrings given to her for a video shoot. The siblings manage to raise the money to cover her debt and she thinks that they are home-free. That is until Robbie tells them that the jeweler wants the sapphire earrings back because they mistakenly gave Hannah the real pair instead of the fake ones.